Personal Healthcare Coverage
To make finding your perfect health coverage simple.
Fact Find
During your initial call, one of our experienced advisors will conduct a fact-finding evaluation of your requirements. If you currently have health insurance, this would mean assessing your current level of cover, listening to your feedback on your current provider and identifying any areas for improvement.
Underwriting
Our main priority when switching insurer is to retain your medical history to ensure you keep your original start date of your underwriting. Subject to declaration, we are often able to secure this which means that you are at no underwriting disadvantage but can potentially benefit from a saving of premium.
Comparing the Market
Our team will conduct a full and thorough market review, comparing premiums from all of the top insurers and some of the smaller market providers to ensure we secure the most competitive premium on the market for cover that best suits your needs.
Presenting our Recommendations
Once the market review has been completed, you will be presented with a clear display of our findings including our recommendation for your health insurance renewal. We pride ourselves on our honesty and integrity and if staying with your current provider is the right thing to do, then we would advise you accordingly and if you would require our ongoing assistance and support with your existing plan, you can also appoint us as your broker moving forward.
Application Support
We are very aware that switching insurer can be daunting for some, but we will guide you through the application process meaning very minimal action is required from you. We would require a copy of your existing membership certificate, which means the new insurer can finalise your switch underwriting terms.
Ongoing Care
We are here to support you throughout the plan year, not just at renewal. Our complimentary claims service provides support to members throughout the plan year. We enjoy taking the stress out of claiming by doing all of the leg work for you, just simply utilise the ‘make a claim’ page on our website.
Renewal
We are proactive brokers and we like to make contact with you with plenty of notice to learn about your experience with your insurer and discuss any changes you might like to make for the year ahead. Once we receive renewal terms, we will contact you presenting a comparison to the year previous and then conduct a full market review, comparing the market and using the market feedback to negotiate with the insurers to ensure you end up with the best possible premium for the year ahead.
To make finding your perfect health coverage simple.
Fact Find
During your initial call, one of our experienced advisors will conduct a fact-finding evaluation of your requirements. If you do not currently have health insurance, this would mean assessing your goals and how you would like to utilise your insurance. This call would be intended to understand the level of cover that would be suited to your needs and budget.
Underwriting
During the call, your advisor will talk you through all of the underwriting options giving you a clear understanding on how each option is suitable for different circumstances.
Comparing the Market
Our team will conduct a full and thorough market review, comparing premiums from all of the top insurers and some of the smaller market providers to ensure we secure the most competitive premium on the market for cover that best suits your needs.
Presenting our Recommendations
Once the market review has been completed, you will be presented with a clear display of our findings including our recommendation for your new health insurance policy. Your advisor will talk you through each benefit of the policy and discuss potential changes that can be made to ensure you are not paying for any benefits that you do not need.
Application Support
We will be here every step of the way to guide you through the application process meaning very minimal action is required from you.
Ongoing Care
We are here to support you throughout the plan year, not just at renewal. Our complimentary claims service provides support to members throughout the plan year. We enjoy taking the stress out of claiming by doing all of the leg work for you, just simply utilise the ‘make a claim’ page on our website.
Renewal
We are proactive brokers and we like to make contact with you with plenty of notice to learn about your experience with your insurer and discuss any changes you might like to make for the year ahead. Once we receive renewal terms, we will contact you presenting a comparison to the year previous and then conduct a full market review, comparing the market and using the market feedback to negotiate with the insurers to ensure you end up with the best possible premium for the year ahead.